Terms and Conditions
Last Updated: [Date]
Welcome to High Plains Senior Benefits! These Terms and Conditions ("Terms") govern your use of our website and services. By using this site, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, you should not use our services or website.
1. Introduction
High Plains Senior Benefits, owned and operated by Josh Bankson ("we," "our," or "us"), is a licensed insurance agency based in Nebraska, offering health insurance, life insurance, and annuities to senior citizens. As a licensed agent, we are dedicated to helping seniors navigate the complexities of insurance to find suitable plans for their needs.
By accessing and using this website or interacting with us in any capacity, you agree to these Terms and Conditions, as well as our Privacy Policy and any other policies referenced herein.
2. Eligibility
You must be at least 18 years old to use this website and our services. By using our website and services, you represent and warrant that you are at least 18 years old and legally able to enter into binding contracts.
3. Services Provided
High Plains Senior Benefits offers the following services:
Health Insurance: We provide assistance with selecting and purchasing health insurance policies for seniors.
Life Insurance: We assist in choosing life insurance policies tailored to your needs.
Annuities: We offer information and help in selecting annuity plans.
We strive to provide accurate and up-to-date information, but the availability and pricing of insurance products may vary and depend on various factors, including underwriting guidelines and market conditions.
4. Insurance Consultations and Advice
The information provided by High Plains Senior Benefits is for general informational purposes only. We are licensed in Nebraska to sell health insurance, life insurance, and annuities, and we provide services in accordance with applicable state and federal laws. However, any advice or recommendations we provide should not be construed as legal, tax, or financial advice. You should consult with your own professional advisors regarding any specific insurance or financial decisions.
5. Use of Personal Information
In order to provide you with personalized insurance services, we may collect and store personal information such as your name, contact details, and health-related information. Your data will be handled in accordance with our [Privacy Policy] and any applicable privacy laws. By using our services, you consent to the collection and use of your data as described in our Privacy Policy.
6. Communication and Marketing
By providing your contact information, you consent to being contacted by High Plains Senior Benefits and its representatives via phone, email, or other means of communication for purposes related to your insurance needs. This may include marketing and promotional materials related to our services. You may opt out of marketing communications at any time by following the unsubscribe instructions or by contacting us directly.
7. No Guarantee of Coverage or Acceptance
While we strive to help you find the best insurance products, we cannot guarantee that any particular insurance product will be available or accepted. Insurance companies have their own underwriting guidelines, and not all applicants will qualify for all products. Additionally, the availability and pricing of insurance policies may change over time.
8. License and Jurisdiction
High Plains Senior Benefits is licensed in the state of Nebraska. If you are located outside of Nebraska, please be aware that the products and services we offer may not be available in your state. You are responsible for ensuring that you are eligible to purchase insurance products in your jurisdiction.
9. User Responsibilities
By using our website and services, you agree to:
Provide accurate and complete information during consultations and transactions.
Not use our services for any unlawful or fraudulent activities.
Comply with all applicable laws and regulations related to insurance in your state of residence.
10. Limitation of Liability
To the fullest extent permitted by law, High Plains Senior Benefits and its affiliates, agents, and employees shall not be liable for any indirect, incidental, special, or consequential damages arising from or in connection with the use of our website or services. We do not guarantee that our website will be error-free, secure, or available at all times.
11. Indemnification
You agree to indemnify, defend, and hold harmless High Plains Senior Benefits, its officers, directors, employees, agents, and affiliates from any claim, loss, liability, or expense (including attorneys' fees) arising from your use of our website or services, your violation of these Terms, or your infringement of any rights of a third party.
12. Changes to These Terms
High Plains Senior Benefits reserves the right to modify, amend, or update these Terms at any time. Any changes to the Terms will be posted on this page, and the updated version will include a new "Last Updated" date. We encourage you to review these Terms regularly for any changes. Your continued use of our website or services following any such changes constitutes your acceptance of the new Terms.
13. Termination
We may, at our sole discretion, suspend or terminate your access to our website or services at any time, without notice, for any reason, including but not limited to a violation of these Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the state of Nebraska, without regard to its conflict of law principles. Any dispute arising out of or related to these Terms shall be subject to the exclusive jurisdiction of the courts in Nebraska.
15. Contact Us
If you have any questions about these Terms and Conditions, please contact us at:
High Plains Senior Benefits
Josh Bankson, Insurance Agent
Phone: (402) 321-9443
Email: joshmyinsuranceugy@outlook.com
Website: www.highplainsseniorbenefits.com
Address: 4020 N 147th St, Ste 101C, Omaha, NE 68116
Disclaimer: The information provided on this website is not intended to serve as a solicitation or offer to sell any insurance products. All products and services are subject to availability and eligibility requirements. Please consult with an insurance professional to determine the best options for your personal circumstances.
This Terms and Conditions page is now tailored to include your specific contact details. Make sure to review the content for accuracy, and consult a legal professional to ensure compliance with all relevant local, state, and federal regulations specific to your business and jurisdiction.